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This year, the 2013 Manulife Financial Small Business Research Report asked more than 1,000 small business owners and senior managers across the country whether they were a start-up, growing company or established business, and probed how this affects the way they think about and approach group benefits, retirement solutions and their banking needs.

By timing your solution, you can earn your clients’ trust, help them grow, and build your business at the same time.